In 1994 Patricia graduated from California State University Northridge with a Bachelor's degree in business and an option in both real estate and finance. She has been in the real estate business and real estate related fields for 28 years and has extensive knowledge and experience in the escrow and mortgage lending fields.
She realizes her true passion in life is helping people obtain their dream of becoming a homeowner. She takes tremendous pride in her profession and truly enjoys finding the perfect home for both the new and experienced home buyer.
Patricia also takes the same pride in selling homes. She uses the most advanced techniques for marketing and selling homes, such as marketing on the Internet, showcasing properties on her web site, using drone videos and much more.
Her belief system is based on WI4C2TS.
Win-Win – or no deal.
Integrity – do the right things.
Customers – always come first.
Commitment – in all things.
Communication – seek first to understand
Creativity – ideas before results.
Teamwork – Together Everyone Achieves More
Trust – begins with honesty.
Success – results through people.
You can feel 100% confident that when you, or a friend are in need of a real estate professional, that she will provide the best service that you and your referrals deserve. She is 100% committed to helping you achieve all of your real estate goals and servicing all of your real estate needs.
There are wide array of benefits for buying real property. From social to economic, and even political, benefits of owning real property can't be easily counted. Real property offers an anchorage to family geographic zoning. Owners enjoy the benefits of forming closer connections with their community, through local businesses, schools, worship places and neighbors.
As always, economic benefit is a good starting point. Did you know that by paying $900/month rent you are throwing away $54,000? Yes, rent is a waste of money. Rent can't be even claimed in tax returns. In contrast, monthly payments towards mortgage payment plan will expand homeowners' wealth as equity is created. Moreover, buying a real property increases credit rating through regular payment history and location security. Even more, real property buyers can claim interest in their yearly tax returns (consult a tax expert for more details).
On the political level, homeowners exercise more influence on political decision makers. Because most county and state profits are based on real property taxes, politicians answer demands of property owners before renters (who are usually relocating). For example, when the financial crisis struck the U.S. markets in middle of 2007, the federal government quickly enacted laws to protect property owners. The same issue played a crucial role in 2008 Presidential elections.
In addition to economic and political benefits, real property buyers enjoy better social standings. Because property owners are more constraint to move, they form social networks with their local community. Neighbors invite each other for birthdays and other events. Housewives form local groups to help raise the children of the community. Even in safety, most communities utilize local neighborhood watches to keep crime level at a low level.
Finally, by buying a real property, individuals achieve the American Dream. Thanks to the U.S. government system, ownership rights are at the foundational core of the United States. A sense of accomplishment and satisfaction beholds property owners as they are free to express themselves within their own castles. Buying real property is as simple as desires of potential buyers.This information is an estimate and for research purposes only. The estimate is based on prevailing rates typical in the industry and your own input concerning salary and assets, which JohnHart has no way of verifying. The estimate does not purport to include every potential expense involved in purchasing a home (including but not limited to taxes and HOA fees) which can vary widely by property and location. Neither JohnHart nor any of its affiliates make any warranties or guarantees in any way about the likelihood of obtaining a loan for a house and on what terms (if at all) a prospective buyer may be able to obtain a loan. Prospective buyers must consult a lender for qualification and for terms of qualification according to a buyer’s financial situation at the time and the property sought. This information only represents an estimate based on average financial terms prevailing at the time and may be different from what you see from a lender depending on, amongst other things, your individual financial situation and time period during which you seek a loan.